Legal Gold


A small monthly subscription gives you access to
our Legal Gold plan, including:

Up to R160 000 per case (not per year) in order to pay for legal fees.

Advice and assistance from our team of qualified lawyers.

Access to our range of benefits, such as debt assist and tax advice.

FOR R120 A MONTH, LEGAL GOLD OFFERS YOU:

Up to R160 000 to pay for legal fees per case. 

If you need help with a legal matter, a monthly subscription fee of R120 will ensure that a highly skilled, experienced lawyer is always on your side.

Our promise to you:
With Legal&Tax, you’ll get guidance from experienced, qualified lawyers.

& Access: 

Our team of qualified lawyers are always available to assist you with:

  • Face-to-face consultations (JHB branch only);
  • Communication and negotiations with other parties on your behalf; and
  • Advice on any legal matter.*

* With the exception of business matters, where assistance is restricted to a “reasonable” amount of advice.

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With Legal Gold, you’ll also get:

Debt Assist

Debt affects many of us, but that doesn't mean it can't be conquered. With Legal&Tax, a professional debt counsellor will help you restructure your debts, making sure your repayments are manageable and affordable, so you can enjoy a debt-free life.

Assistance with your annual tax returns by means of:

* Telephonic and face-to-face consultations; and
* Communications with the South African Revenue Services (SARS).
* R350 levy will be charged for Tax Return submissions on the Legal Gold Plan only.

After-Hours Emergency Service

If a member is arrested after hours, we’ll get a lawyer to you. We will also reimburse for you for fees on condition you have a justified and valid defence.*

* Provided all the conditions of the policy have been met.

Retrenchment benefit

Members who have been retrenched from their jobs are entitled to six months’ free premiums on their policy, provided their premiums have been fully paid for the previous 6 months.


When would you need legal cover?

The following are some of the situations which would require legal advice and assistance:

  • Unfair dismissal
  • Motor accidents or “third party” claims
  • Personal injury or wrongful death
  • Damage to property
  • Contractual disputes
  • Residential building disputes
  • Defective goods
  • Lease or body corporate complaints
  • Insurance or medical aid claims that are unfairly rejected
  • Wrongful prosecution

What’s not covered?

The most common exclusions are prior events (i.e. pre-existing matters), business matters, family matters and deliberate criminal acts. Click here to read the full terms, conditions and exclusions.  Please remember that even if your matter is not covered, we are always here to help with free advice.

&More
Add these exclusive benefits on to your Legal Gold plan:
Dependants
For a small monthly amount, you can add family members to your plan. That way, with the help of Legal&Tax, you never have to worry about your family’s rights.
Trauma Assist
For a small monthly fee, you can add Trauma Assist to your plan. In an emergency, Trauma Assist will connect you to a crisis manager within minutes. That way, in times of stress, Legal&Tax will always be there for you.
Tax returns
Get face-to-face as well as telephonic guidance from one of our expert tax consultants for a small monthly fee. No stress, no confusion, no problem - leave your tax concerns to us.
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