Credit Report

Our Debt Assist experts can help you by communicating directly with the Credit Bureau on your behalf. They will also help you find an affordable way to pay off your debts.

When you apply for credit, the creditor will first check your credit history or credit report, which is kept by the Credit Bureau. If you get rejected for credit because you have a record of not paying back your debts, this is called “blacklisting”.

Talk to us before taking on new credit. Our advisors will guide you on the type of credit that will best suit your needs. Call our Debt Assist team today: 0860 587 587. Our Debt Assist team now offer extended hours - they’re available from 8am-8pm every Wednesday. Call 010 020 2473.

Do you want a credit report?
Contact us on 0860 587 587

Remember: As a Debt Assist member, you can get expert debt advice from our professionals as often as you need, without having to pay more*. 

*T&Cs apply

We care about our members and want to give you a guiding hand wherever the path of life leads you. For this reason, Debt Assist is included in our legal and funeral packages.

Avoiding blacklisting:

When it comes to debt, prevention is always better than cure. That’s why it’s always best to:

  • Pay your bills on time.
  • Let Debt Assist or your creditor know if you won’t be able to make your credit payments on time (for example, if you have been retrenched).
  • Let your creditor know if you have moved/changed your address.
  • Contact Debt Assist if you receive any kind of communication (letters/SMS/emails) from your credit provider. Ignoring your debt is never a good idea.